Liability insurance

Property owners' liability insurance

Property owners' liability insurance enables you to meet any costs and damages awarded to a member of the public if they suffer an injury following an accident on, or from, your premises.

This protection is generally included in a household policy. Where you insure your contents and business, and a landlord insures the premises, make sure that property owners' liability is included in at least one of these policies.

In general, it is a good idea to make sure that property owners' liability is included in your business insurance - you may find it is also included with contents insurance. You can check this with your broker.

Subjects covered in this guide

• Introduction
• How liability insurance works
• Employers' liability insurance
• Public liability insurance
• Product liability insurance
• Pollution risk insurance
• Property owners' liability insurance
• Professional indemnity insurance
• Directors' and officers' liability
• Seek specialist advice

 

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